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We are not just a bank, we're a tribe...

Explore an easier and better way to save, make payments, manage your money whenever you want, wherever you are!

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Sparkle Microfinance Bank is licensed by the Bank of Nigeria (CBN) . All deposits are insured by the Nigerian Deposit Insurance Corporation (NDIC).

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About us

The freedom and transparency your money deserves.


With Sparkle, it is more than just banking. It is improving your financial lifestyle.

About us

Account opening and saving

Open a Sparkle Account in minutes & start saving

Open a Sparkle Account with no documents or bank queues. All can be done on your smartphone in under 5 minutes.

You can save money for rainy days using our Sparkle Stash feature which allows you save as you like, periodically, with investments, and with a group of people

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Account opening

Breakdown and Analytics

Analyse your expenses and categorise your finances

Keep track of what you spend, when you spend and how you spend. Get the daily, weekly and monthly breakdown of your expenses and find out which habit you feed the most.

You get a month in view of all your finances showing various tags and categories of what was spent in the previous month

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Account opening

Transfers and Bill Payments

Send & Request Money and Bills Payments made easy

Send, request money, or split bills with friends and family instantly, whether they are sparklers or from other Nigerian banks.

Also top up mobile airtime, data, cable, utility & transport bills. Other exciting payment features like scheduled payments, QR payment & SparklePay shows innovative payments like never before.

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Account opening

Sparkle cards

Go Physical or go Virtual with your Sparkle Cards

Make secure and easy purchases online and in-person with Sparkle physical and virtual cards. Have your physical card delivered right to you anywhere you are in Lagos, Nigeria.

Not a fan of physical cards? Your virtual cards are there as an option. You have card controls on your sparkle card that block or freezes your card in case of emergencies & card limits to manage your daily, weekly or monthly expenses on your card.

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Account opening

Be part of our Sparkle tribe

Download the sparkle App and open an account within minutes